:root{--bg:#f5f7fb;--card:#ffffff;--ink:#1f2937;--muted:#5b6576;--line:#d8dfeb;--brand:#123b6d;--accent:#c79a2b;--soft:#eef3f9;--shadow:0 14px 36px rgba(18,39,71,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(1180px,calc(100% - 32px));margin:0 auto}.header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:18px 0}.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:inherit}.mark{width:54px;height:54px;border-radius:16px;background:linear-gradient(135deg,var(--brand),#24518a);color:#fff;display:grid;place-items:center;font-weight:700;font-size:20px;box-shadow:var(--shadow)}.brand b{display:block;font-size:1.3rem;color:var(--brand)}.brand span span{display:block;font-size:.78rem;letter-spacing:.08em;color:var(--accent);font-weight:700}.brand small{display:block;color:var(--muted)}.menu{display:flex;flex-wrap:wrap;gap:18px}.menu a{font-weight:700;color:#1f2f4a;padding:6px 2px;border-bottom:2px solid transparent}.menu a.active,.menu a:hover{color:var(--accent);text-decoration:none;border-color:var(--accent)}.hero{padding:34px 0 16px}.hero-shell{background:var(--card);border:1px solid var(--line);border-radius:28px;overflow:hidden;box-shadow:var(--shadow)}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:stretch}.hero-copy{padding:54px 48px;background:linear-gradient(180deg,#f7f9fc,#eef3f9)}.eyebrow{display:inline-block;font-size:.8rem;letter-spacing:.12em;color:var(--accent);font-weight:700;text-transform:uppercase;margin-bottom:10px}.hero-copy h1{font-family:Georgia,'Times New Roman',serif;font-size:clamp(2.2rem,4vw,4.3rem);line-height:1.02;margin:0 0 18px;color:#17355f}.hero-copy h1 em{font-style:normal;color:var(--accent)}.hero-copy p{font-size:1.08rem;color:#405066;max-width:52ch}.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 22px;border-radius:14px;font-weight:700;border:1px solid var(--brand);text-decoration:none}.btn.gold{background:var(--accent);color:#fff;border-color:var(--accent)}.btn.gold:hover{background:#b5881f;text-decoration:none}.btn.light{background:#fff;color:var(--brand)}.btn.light:hover{text-decoration:none;background:#f8fbff}.hero-img img{width:100%;height:100%;object-fit:cover;display:block;min-height:380px}.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding:18px 6px 4px}.trust>div{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:var(--shadow)}.trust strong{display:block;color:var(--brand);margin-bottom:6px}.section{padding:18px 0 26px}.section-head{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:20px}.section-head h2,.heading h2{margin:0;font-family:Georgia,'Times New Roman',serif;color:#16365f;font-size:2rem}.section-head p,.heading p{margin:0;color:var(--muted);max-width:62ch}.main-grid{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:22px}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}.card{background:var(--card);border:1px solid var(--line);border-radius:22px;overflow:hidden;box-shadow:var(--shadow);display:flex;flex-direction:column}.card img{width:100%;height:188px;object-fit:cover;display:block}.card-body{padding:18px}.tag{display:inline-block;padding:6px 10px;border-radius:999px;background:#eef2f8;color:var(--brand);font-size:.76rem;font-weight:700;letter-spacing:.03em;margin-bottom:10px}.card h3{margin:0 0 10px;font-size:1.12rem;line-height:1.3;color:#132d52}.card p{margin:0;color:var(--muted)}.read{display:inline-block;margin-top:14px;font-weight:700}.sidebar,.side-stack{display:grid;gap:18px;align-content:start}.sidebox,.box{background:var(--card);border:1px solid var(--line);border-radius:22px;padding:20px;box-shadow:var(--shadow)}.sidebox h3,.box h3{margin:0 0 10px;color:#16365f}.resource-list,.list{display:grid;gap:10px}.resource-list a,.list a{padding:12px 14px;border-radius:14px;background:var(--soft);font-weight:700}.sponsor-frame{width:100%;min-height:120px;border:0;border-radius:14px;background:var(--soft)}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.feature{background:var(--card);border:1px solid var(--line);border-radius:22px;padding:22px;box-shadow:var(--shadow)}.feature h3{margin:0 0 10px;color:#16365f}.footer{background:#12263f;color:#dce5f0;margin-top:20px}.footer-grid{display:grid;grid-template-columns:1.4fr .8fr .8fr .8fr;gap:24px;padding:34px 0}.footer h4{margin:0 0 12px;color:#fff}.footer p,.footer li,.footer a{color:#dce5f0}.footer ul{margin:0;padding-left:18px}.article-shell{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:22px}.article{background:var(--card);border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}.article-cover img{width:100%;height:380px;object-fit:cover;display:block}.article-body{padding:28px}.article-body h1{font-family:Georgia,'Times New Roman',serif;color:#16365f;font-size:2.3rem;line-height:1.1;margin:10px 0 12px}.article-body h2{font-family:Georgia,'Times New Roman',serif;color:#16365f;font-size:1.5rem;margin:24px 0 10px}.article-body p{margin:0 0 14px;color:#334155}.article-body ul{padding-left:22px}.article-body li{margin:8px 0}.notice{padding:16px 18px;border-radius:18px;background:#f7fafc;border:1px solid var(--line);color:#455468}.crumbs{font-size:.95rem;color:var(--muted);margin-bottom:6px}.hero-mini{padding:18px 0 0}.topic-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.topic-card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:18px;box-shadow:var(--shadow)}.topic-card b{display:block;color:#16365f;margin-bottom:6px}.meta-line{display:flex;flex-wrap:wrap;gap:14px;color:var(--muted);font-size:.94rem;margin-bottom:18px}.contact-box{background:var(--card);border:1px solid var(--line);border-radius:22px;padding:24px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.input,textarea{width:100%;padding:14px 15px;border:1px solid var(--line);border-radius:14px;background:#fff;font:inherit}textarea{min-height:150px;resize:vertical}.full{grid-column:1/-1}.badge-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}.badge{padding:8px 12px;border-radius:999px;background:#eef2f8;color:var(--brand);font-weight:700;font-size:.86rem}.smallprint{font-size:.95rem;color:var(--muted)}
@media (max-width:980px){.hero-grid,.article-shell,.main-grid,.footer-grid,.feature-grid,.trust,.topic-grid{grid-template-columns:1fr}.hero-copy{padding:34px 24px}.menu{gap:12px}.form-grid{grid-template-columns:1fr}.article-cover img{height:280px}}